PROTECT WHAT MATTERS MOST

"Life insurance that takes care of you while you are still here."

We'll walk you through your current policy, see how we can upgrade you, and explore other retirement options like IUL and annuity.

Life does not always need to be difficult. We can help you build a better tomorrow.

Because those you love are going to live.

Protecting your family is your priority.

Securing them with the right policy is

my priority.

I believe in building long-term relationships. That’s why I always talk about life insurance with living benefits. Most people think life insurance is just about what happens after you're gone, but it’s so much more than that.

Living benefits are features in life insurance policies that allow you to access part of your death benefit while you’re still alive—if you face a serious illness, like cancer, heart attack, or a stroke. Imagine being able to focus on recovery without the added stress of finances.

My goal is to educate, protect, and empower people with options that fit their life. Life insurance with living benefits is one of the best tools out there. It’s not just about peace of mind—it’s about real-life support when it matters most.

California Insurance License. 4426882

Mobile No. (626) 566-4100

Email: eilenlfinancial@gmail.com

For 175+ years, National Life has been keeping promises and in 2024, we're named on the Forbes America’s Best Insurance Companies

OUR SOLUTION

  • Financial Protection During illness

  • Traumatic Injury Coverage

  • Loss of Income

  • Help Cover Living Expenses

  • Peace of Mind

  • Guaranteed Lifetime Income

  • Convert an OLD 401K

  • Tax-Deferred Growth

  • Protection and Stability

  • Income Replacement

  • A Million Dollar Baby Plan

  • Market Down side Protection

  • Tax Free Retirement Income

What People Say

My experience with Indexed Universal Life Insurance.

"A month ago, I decided to set up an educational fund for my son and purchased an Indexed Universal Life (IUL) insurance policy with living benefits. At first, I just wanted life insurance that could also grow with time — but this policy ended up being so much more than that."


She is a person who genuinely cares for you.

I’ve always been skeptical when it comes to insurance — especially when someone tries to ‘sell’ me something. But my experience with Eilen was completely different. There was no pressure, no sales pitch — just a genuine conversation about how I could protect myself and my family."


No Pressure, just pure patience.

"At the time, I wasn’t ready to make a decision, and Eilen respected that. There was no hard push — just honest guidance and answers to all my questions. That kind of respect and patience stuck with me."


FAQ

What are living benefits?

Life insurance protects clients when they die too soon. But you don't have to die to benefit from life insurance coverage.

With life insurance with Living Benefits, you can also get money during your lifetime when there's a qualifying event.

How much does it cost to get started?

The cost to start a life insurance policy varies widely, but generally, the younger and healthier you are, the more affordable it can be. For example, a 10-year, $250,000 term life insurance policy for a healthy 20-40 year old could be around $25-$50 per month. Other factors like your gender, smoking status, and health occupation can also influence the premium. 

What if I already have life insurance?

If If you already have life insurance, you may still want to consider adding more coverage, potentially by purchasing additional policies or by switching to a different type of policy. We can always look at the type of policy you own and make a comparison with our FREE REVIEW consultation.